“Where will you go?” If you’re newly retired, it may be a frequent question you face, given that many of us assume retirement means the start of a new life in a new location. But actually, data from the Census Bureau suggests that only a small percentage of retirees move, and usually, it’s within their own state. And while we usually assume retirement means heading south for nice weather and a less-costly lifestyle, an investigation into the most popular retirement destinations doesn’t necessarily support those assumptions. In fact, according to Think Advisor, many of the most popular retirement destinations- including Arizona, Florida, and South Carolina- are more expensive and offer a lower quality of life than other possible retirement locations.

So if you must go, or want to go, then where to? There are numerous lists of places to consider, depending upon your criteria. First, take a look at a recent New York Times list of best and worst places to retire, based upon a recent Bankrate survey. Bearing in mind such factors as affordability, crime, weather, and culture, you may be surprised that Nebraska ranks as the #1 destination. Or, if visions of luxury are in your sights, then take a look at Business Insider’s list of the 12 most luxurious retirement communities in the United States. You’ll find everything from spas to sports at these destinations, in both traditional retirement locations as well as more sophisticated urban settings.

If creative passions or a sense of well-being and happiness are the criteria you want to use, then there are different destination lists for you. Forbes recently published a list of 25 great retirement places to follow your passions, taking into account such pleasures as the arts, fine dining, lifelong learning or outdoor activities. If you’d rather be guided by a happiness quotient, which includes considerations such as a sense of purpose, as well as social, communal and physical well-being, then Kiplinger has a list for you, ranking Charlottesville, Virginia as the #1 retirement destination. Finally, each of us has different budgets, priorities, and personalities. So, if you want a personal readout for the best retirement places, get a unique analysis by using the MarketWatch customized retirement destination tool.