While no one can predict your future, the chances of your needing help as you age, either in your home, in an outpatient setting or even in an institution, are fairly high. The help you need might be casual and low key, so that your costs will be modest, but it might be catastrophic- leading to significant expenses for you and perhaps your loved ones. How much might it cost? Surprisingly, a new study reports that most people vastly underestimate the costs of long term care. That’s a big problem- for an individual and his/her family, and for society at large. Are you one of those uninformed consumers? If so, you need to Read This.