No one likes to challenge their physician when a particular diagnostic test or medical intervention is recommended. Yet often times what is suggested is not covered by your insurance or may be much more costly than your physician realizes. While cost should be just one consideration in determining whether an intervention goes forward, for most of us it is a factor, and it could be determinative in whether to hold off or whether to accept a physician’s recommendation. In a recent column in Next Avenue, writer Kerri Fivecoat-Campbell broaches this often taboo topic and provides a list of questions you should consider raising with your physician the next time you have a procedure or medical test to consider. Take a look at her suggestions Here. And you may want to familiarize yourself with the Choosing Wisely Campaign, a joint initiative of the American Board of Internal Medicine Foundation and Consumer Reports, which helps facilitate conversations between doctors and patients about unnecessary or wasteful medical tests and treatments.