Financial Planning

You may not be one of the billionaire tech guys who’s heavily investing in the possibility of living forever or be trying to “hack” your body to the point of aging in reverse, but there’s a good chance that you may live a lot longer than you realize. Certainly, demographic…

With the passage of the Medicare Modernization Act of 2003, the Medicare Part D Subscription Drug Program became law, and Medicare beneficiaries finally received help paying for outpatient prescription drugs they obtain at their local pharmacy. However, this law prohibited Medicare from negotiating drug prices for its beneficiaries. Thus, pharmaceutical…

These are confusing times for travelers. When out and about, masks or no masks? When inside, what’s required? Vaccinations and boosters? Just the initial 2 doses? No proof at all? Moreover, given the economic times we’re in, with inflation running high, stock market fluctuations, and possible recession looming, is this…

Most of us are probably feeling the economic squeeze at this point. Gas prices and food costs are higher, interest rates and rents are rising and everything seems more expensive than it used to be. And there’s concrete data to support your suspicions. Inflation is now at its highest point…

Comedy writer Gene Perret once said, “Retirement: it’s nice to get out of the rat race, but you have to learn to get along with less cheese.” And in today’s world, it’s not only the cheese that’s costly. Reports of rising costs and inflationary pressures are causing almost all retirees…

We got a few days’ reprieve this year. Instead of tax day being on the usual April 15th, this year’s taxes are due on Monday, April 18th. For those of you who like to leave things until the last minute, you’ll have this coming weekend to gather your various statements,…