No matter how well prepared you may think you are, the costs of paying for long term care, for either a loved one or yourself, are sometimes almost incalculable- and uninsurable. There are so many competing factors that will influence what expenses you and your family may incur: the types of care needed, where the care will be delivered, what level of caregiver is required, and of course, what level and type of funding is available to pay for whatever is anticipated, as well as for the unexpected. Confronting this in a time of crisis can be maddening. But trying to plan ahead and figure out a game plan can be very confusing. Over at Daily Caring, you’ll find some guidance for how to approach this dilemma. They suggest your starting point is the Genworth free long term care calculator, to then be followed by some essential considerations to review with your loved ones. But if you’re still confused or haven’t had your concerns addressed, then take advantage of this: Over at Next Avenue, Richard Eisenberg, the personal finance guru, has set up a form for you to submit your questions about paying for long term care, which he will then address in an upcoming article. So take advantage of this offer of help- you don’t know if you don’t ask.